This Free Plan Addendum ("Addendum") supplements the My Money Report Terms and Conditions ("Terms") and applies whenever you use My Money Report on the Free plan. By accepting this Addendum you confirm that you have read and agree to it. If this Addendum conflicts with the Terms, this Addendum prevails for Free plan use. All other provisions of the Terms remain unchanged.
The Free plan gives you continued access to My Money Report's core features free of charge. In exchange, the Free plan is supported by advertising: instead of a subscription fee, advertisements are displayed while you use the Service.
The Free plan also has functional limits (for example on the number of categories, tags, and access to certain advanced features). The current limits are listed on the pricing page.
Advertisements are displayed in the web application and, where available, in the mobile application while you use the Service on the Free plan.
Advertisements are provided by third-party advertising partners, including Google.
Whether advertising is personalized is your separate choice. Personalization is controlled through the cookie consent banner (web) and the ad-consent dialog (mobile), not through this Addendum. If you decline personalization there, you will still see advertisements, but in non-personalized form. You can change that choice at any time via the "Cookie settings" link (web) or "Privacy options" (mobile app settings).
We do not show advertisements based on the content of your individual financial records, and we never sell your financial information to advertisers.
We may process anonymized and aggregated usage information (such as feature usage and general expense category statistics) to operate and improve the Service, including improving the relevance of the advertising that supports the Free plan.
Your individual financial records (amounts, descriptions, budgets, savings) are not shared with or sold to advertisers.
Full details of what we process, the legal bases, and your rights are in the Privacy Policy and the Cookie Policy.
Using the Free plan requires accepting this Addendum. Acceptance is recorded together with the version of the Addendum you accepted.
If you do not wish to use an ad-supported plan, you can instead:
We may update this Addendum from time to time. New versions are published with an updated "Last Updated" date and previous versions are retained. For material changes we will notify you and may ask you to re-accept the Addendum before continuing on the Free plan.
Questions about this Addendum: see the contact details in the Terms and Conditions.